Refinancing your mortgage allows homeowners to access the equity they have built up over time. You can borrow up to 80 percent of the appraised value of your home, minus the amount left to pay on your first mortgage. Refinancing can be used to consolidate your high interest credit cards, renovate your home, contribute to your investments, or just to free up some equity.
You don’t have to refinance with the same lender. I will contact various lenders to ensure that you get the most competitive interest rate, terms and conditions.